Credit & Debt, Smart Spending Beverly Wilks Credit & Debt, Smart Spending Beverly Wilks

How to get preapproved for a mortgage

As you navigate the home-buying process mortgage pre-approval is an important part of this process. If you are pre-approved, it means that a lender has stated that you qualify for a mortgage loan based on the information you have provided. Although not a required step, it is helpful as it can give you a clearer picture of how much house you may be able to afford.

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Smart Spending Beverly Wilks Smart Spending Beverly Wilks

How to save to buy an electric car

My 2006 Honda is starting to show signs of ageing, I need to adjust my budget so that I can buy a new car when the time comes. I am now looking at electric vehicles (EV) and since they are quite expensive, I need to save up, here is how I am budgeting for a new car.

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