Investing Karl Patton Investing Karl Patton

What's the difference between an RRSP and a TFSA

Saving for your old age or for general saving is a smart move. Both RRSP and TFSAs are great options for Canadians to save as well as take advantage of tax advantages of both these investment vehicles. Let’s dive into these two Canadian investment vehicles so you can determine which one, or both, can work for you.

Read More
Saving Beverly Wilks Saving Beverly Wilks

Why employers need to take care of their employees’ financial health

The benefits of an employee focused financial wellness program can empower employees to improve their financial situation. And employees that are less stressed are more productive and more engaged in their work; this is not only good for the employee’s health and happiness, but also for the health of the company – which is good for everyone.

Read More
Credit & Debt Karl Patton Credit & Debt Karl Patton

Can lipstick be an economic indicator?

An economic indicator provides insight about the state of an economy and whether it is in expansion or contraction. Besides GDP, employment figures, here are 3 non-traditional indicators that showcase consumer confidence - Lipstick, Men’s Underwear and Waffle House indicators.

Read More
Investing Karl Patton Investing Karl Patton

What is Bitcoin?

Bitcoin is a digital currency that was designed to let you store, send, and receive money without any banks or credit card companies. It can be used by anyone, anywhere in the world.

Read More
Credit & Debt, Smart Spending Beverly Wilks Credit & Debt, Smart Spending Beverly Wilks

How to get preapproved for a mortgage

As you navigate the home-buying process mortgage pre-approval is an important part of this process. If you are pre-approved, it means that a lender has stated that you qualify for a mortgage loan based on the information you have provided. Although not a required step, it is helpful as it can give you a clearer picture of how much house you may be able to afford.

Read More
Saving Beverly Wilks Saving Beverly Wilks

Financial Perspective - Al Ramsay

At TD, we look to educate, inspire and empower our customers to reach their business and personal goals. One of the ways we will empower, encourage, and elevate the Black Community is by increasing the level of financial education within this group.

Read More