12 Financial Terms Every Investor Needs To Know
Sometimes financial documents can seem to be written a foreign language. Here is a beginners guide to help you become fluent in the language of investing.
How to Start to Invest
Ready to jump into the market and start investing? It’s never too late, or too early, to start investing - this is one of the best ways to ensure long term financial security.
What's the difference between an RRSP and a TFSA
Saving for your old age or for general saving is a smart move. Both RRSP and TFSAs are great options for Canadians to save as well as take advantage of tax advantages of both these investment vehicles. Let’s dive into these two Canadian investment vehicles so you can determine which one, or both, can work for you.
30 most important questions to ask when buying a house/condo
Whether you’re a first-time homebuyer or moving into your second or third house, it always good to ask questions to ensure that you are getting all the information you need because buying property is one of the largest purchases that you will ever make.
Why employers need to take care of their employees’ financial health
The benefits of an employee focused financial wellness program can empower employees to improve their financial situation. And employees that are less stressed are more productive and more engaged in their work; this is not only good for the employee’s health and happiness, but also for the health of the company – which is good for everyone.
Take control of your future by effectively managing your money
Budgeting is an important part of your finance journey, and in a recent study 61% of women shared that they are nervous or lack confidence in their money management skills, so they shy away from taking a closer look at how they spend and save.
Can lipstick be an economic indicator?
An economic indicator provides insight about the state of an economy and whether it is in expansion or contraction. Besides GDP, employment figures, here are 3 non-traditional indicators that showcase consumer confidence - Lipstick, Men’s Underwear and Waffle House indicators.
What is the difference between a charge card and a credit card
They may look identical, but charge cards and credit cards are surprisingly different financial tools. Both allow you to make a purchase without using cash, but the real difference is when the bill comes.
What is Bitcoin?
Bitcoin is a digital currency that was designed to let you store, send, and receive money without any banks or credit card companies. It can be used by anyone, anywhere in the world.
Is it better to lease or buy a car?
On the fence about leasing or buying a car? There is no perfect answer but here are three things to help you decide if you should lease or buy your next car.
How to get preapproved for a mortgage
As you navigate the home-buying process mortgage pre-approval is an important part of this process. If you are pre-approved, it means that a lender has stated that you qualify for a mortgage loan based on the information you have provided. Although not a required step, it is helpful as it can give you a clearer picture of how much house you may be able to afford.
Financial Perspective - Madeline McQueen
For this months edition of Financial Perspective, I caught up with business woman Madeline McQueen to gain her insights about personal finances
How to save money on groceries - it’s easier than you think
Saving money when doing groceries is easier than you think. Here are 8 ways to save big on groceries and manage your budget.
What is a stock?
If you are looking to grow your finances, investing in the stock market can be a good place to have your money, make more money.
10 best side hustles to make extra money
Looking to make some money outside of your 9-5? Here are 10 side hustles to help you add more money to your pockets few ideas
How to split expenses with your partner
Moving in with your significant other? Have a conversation about how you will split expenses BEFORE moving in together.
What is a Credit Score?
Having a good credit score and the ability to effectively managing your money can help you in the short and long term.
How to ask for a discount
Asking for a discount from your credit card company is not hard, just follow this script
Financial Perspective - Al Ramsay
At TD, we look to educate, inspire and empower our customers to reach their business and personal goals. One of the ways we will empower, encourage, and elevate the Black Community is by increasing the level of financial education within this group.
How wasting food affects your budget and the environment
The average person wastes a pound of of food a day, which equals $1,456 a year.